Terms & Conditions

Service and scope

ZePay provides account access and information about USDT-funded virtual cards. Issuance and funding availability depend on provider support. Final terms apply before paid use.

Your account

Use an email address you control and a unique password of 8–128 characters. Keep sign-in details and codes private. Password recovery uses a one-time code when available. Email confirmation and email sign-in codes are not connected. Account recovery requires access to the registered mailbox. If that access is lost, support cannot bypass confirmation or recover the account. Registration does not establish eligibility for a future live payment product.

Eligibility and identity requirements

Account registration asks for an email address and password. Final age, residence, permitted-use and provider requirements must be confirmed before live orders are accepted. The intended No-KYC issuance feature is not a promise of anonymity, unrestricted access or exemption from applicable law.

Card options and charges

Virtual Card · Mastercard costs 39.90 USDT to issue. Virtual AI Card · Visa costs 39.90 USDT. Apple and Google Pay Card · Mastercard costs 49.90 USDT. The card balance is in USD. The service top-up fee is 3% of the amount to be credited, with a $0.00 monthly service fee under the current product terms.

The route fee is quoted separately from the percentage-based service fee. Under the current tariff it is the greater of 4 USDT and the estimated additional route costs with a reserve. Sender withdrawal charges, conversion terms and any provider fees must also be reviewed. See card comparison and fees.

Funding and payment confirmation

Send cryptocurrency only to the destination shown in current payment instructions for your order. Check the token, network, amount and quote validity. Blockchain transfers can be irreversible; a wrong network or destination may prevent recovery.

Card issuance begins after ZePay verifies receipt of the payment. A top-up is credited after server and provider confirmation.

Acceptance and mobile wallets

Find verified services and the appropriate ZePay card on Where to pay. Individual transactions still require authorisation. Apple Pay and Google Pay are planned features of the wallet card.

Acceptable use

Do not use the site to attempt fraud, unauthorised account access, exploitation or unlawful transactions. Do not submit another person’s credentials or disrupt the service. Production monitoring, restriction and appeal procedures must be defined before live use.

Refunds, suspension and closure

If you paid for issuance and your card is missing, contact ZePay support. After verifying receipt, we will issue your card manually or refund your payment. Unused card balances, merchant refunds, chargebacks, cancellation and suspension follow separate conditions. See refund information.

Risks and responsibilities

Card and funding services may face network delays, merchant declines, exchange-rate effects and interruptions. Provider responsibilities, custody, liability and mandatory consumer protections must be addressed in final terms; no blanket waiver of statutory rights is intended by this draft.

Privacy, changes and contact

Read the Privacy Policy for current data handling. Contact ZePayCrypto@proton.me with questions about the terms.