ZEPAY / ZePay Card Fees & USDT Top-up Calculator
ZePay Card Fees & USDT Top-up Calculator
Understand ZePay issuance prices and the 3% service top-up fee. Estimate your total by USDT network.
Simple math
Clear fees
Choose how much to add in USD. See the estimated amount to send in USDT.
Card issuance is a separate one-time payment. The card balance is in USD.
The $0–$10,000 range is for this calculator.
This estimate assumes 1 USDT = 1 USD. Your payment quote shows the available network, actual rate, ZePay route fee and total. Your sending wallet or exchange may charge separately.
Issuance and top-up are different charges
| Card | Intended use | One-time issuance | Service top-up fee |
|---|---|---|---|
| Virtual Card · Mastercard | For online purchases and subscriptions | 39.90 USDT | 3% |
| Virtual AI Card · Visa | For AI services only | 39.90 USDT | 3% |
| Apple and Google Pay Card · Mastercard | For phone payments and online purchases | 49.90 USDT | 3% |
The service top-up fee is 3% of the amount credited to your card. Issuance is a separate one-time charge.
Monthly service fee: $0.00 under the supplied product terms.
Networks and top-up costs
Estimated costs for the network selected above.
- Card credit
- $50.00
- ZePay service fee
- 1.50 USDT
- Estimated network fee
- 4.00 USDT
- Illustrative total
- 55.50 USDT
USDT network options
Check availability-
EthereumUSDT · ERC-20When live top-ups are enabled
-
TRONUSDT · TRC-20Unavailable for live top-ups
-
BNB Smart ChainUSDT · BEP-20Unavailable for live top-ups
When live top-ups are enabled, ZePay uses Ethereum (ERC-20). Send USDT only on the network shown in your current payment instructions.
Your sending wallet or exchange may charge its own fee separately.
What can change the final total?
The route fee is the greater of 4 USDT and the estimated additional costs with a reserve. The amount is fixed in the payment quote. Refresh an expired quote and check the conversion rate and any other charges before confirming.
Where can I see the amount to pay?
Open Top up card in your account. Review the full amount and payment instructions before sending funds.
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